You can file for bankruptcy twice or even three times, even if you have received a discharge.
The key is that you will often have to wait a certain period after you have filed and have received a discharge, to file for bankruptcy again and get a full discharge.
Can I keep my house if I file Chapter 7 in California?
Bankruptcy Filing. Under a Chapter 7 bankruptcy, the bankruptcy trustee can sell your home to pay your creditors. If you have little to no equity in your home, you don’t have to worry. The California Homestead Exemption protects your home’s equity up to a certain point.
How long does it take to file Chapter 7 in California?
How Long Does Chapter 7 Bankruptcy Last? In most cases, it takes approximately three to four months to complete a Chapter 7 bankruptcy and obtain a discharge. However, if you have a complex case or creditors object to your discharge, it can take longer.
What is the average cost to file Chapter 7?
First off, bankruptcy filers must pay a filing fee. For a Chapter 7 case, the fee is $335. For a Chapter 13 case, the fee is $310. The Bankruptcy Trustee may charge a fee of $15 to $20 when you file, as well.
How soon can I file Chapter 7 again?
If you have already received a discharge in a Chapter 7 bankruptcy, you must wait eight years from the date you filed the previous case before you can file another Chapter 7 and receive a discharge. Chapter 13 to Chapter 13.
Can you be denied Chapter 7?
Can I Be Denied a Bankruptcy Discharge of my Debts? Yes, you can be denied a bankruptcy discharge but this is a rare occurrence. These issues usually arise in a chapter 7 and most always result in only the questionable debt being determined non-dischargeable.
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